Glossary

Glossary

Glossary

The payment technology landscape is constantly evolving with new standards, protocols, and approaches emerging regularly. Our glossary provides clear, accurate definitions of the key concepts that power Hellgate's payment orchestration platform, in-car payment solutions, tokenization services, and broader digital commerce capabilities.

3D Secure 2

3DS API Integration

3-D Secure (3DS)

Account Information Service Provider (AISP)

Account to account payment fraud

Account-to-Account Payments (A2A)

Account Updater

ACH (Automated Clearing House)

Acquirer Aggregation

Acquirer API

Acquirer Optimization

Acquirer Performance Dashboard

Acquirer Redundancy

Acquirer Switching

Adaptive Authentication

Adaptive Fraud Models

Adyen token

Agentic ai fraud attacks

Agentic Commerce

Agnostic payment tokenization vault

AI driven chargeback defense

AI-Driven Orchestration

AI Governance

AI in Payments

AI Observability

AI payment fraud detection software

Alternative payment method integration api

Alternative Payment Methods (APMs)

AML and kyc orchestration

AML (Anti-Money Laundering)

API first payment infrastructure

API-First Payments

API Governance

API Observability

API Orchestration Layer

API Versioning

Audit trail

Audit trial

Authorization API

Authorization Decline Codes

Authorization Optimisation

Authorization rate

Authorization rate optimization

Automated account takeover prevention

Automated chargeback management software

Automated chargeback roi calculator

Automated payment retry logic

Automotive Payments

b2b credit card fraud prevention

b2b cross border payment routing

B2B marketplace payment orchestration

b2b payment modernization strategy

b2b payment orchestration case studies

b2b payment orchestration layer

B2B saas friendly fraud prevention

Backup Payment System

Behavioral Biometrics

Behavioral velocity tracking payments

Behavioural biometrics fraud prevention

BIN (Bank Identification Number)

BIN sponsorship

BNPL (Buy Now, Pay Later)

Botnet payment fraud attacks

Business email compromise payment fraud

Card Acquiring

Capture

Card Data Vault

Card Data Vaulting

Card Lifecycle Management

Card Network Integration

Card not present cnp fraud b2b

Card-on-File

Card testing

Card Vaulting

Cardholder data environment

Cascading Payments

CDE

Chargeback Analytics

Chargeback fraud

Chargeback Fraud Prevention

Chargeback Management

Chargeback rate

Chargeback representment automation

Chargeback to transaction ratio optimization

Checkout experience

Cloud based payment orchestration platforms

Cloud-native tokenization

Cloud native tokenization

Compelling evidence generation software

Compliance-as-Code

Compliance Automation

Composable API

Composable Architecture

Composable Payments

Composable SaaS

Consolidated payment reconciliation software

Contextual Payments

Continuous machine learning fraud

Conversion rate

Credential management

Credit card vault

Credit Card Vaulting

Cross-Border Payments

Cryptograms

Customized payment routing rules

CVV (Card Verification Value)

Cybersource decision manager

Data Enrichment

Data Lineage

Data Minimization

Data portability

Data Residency

Data Sovereignty

Data Token Vault

Decision Engine

Decision Intelligence

Deep neural networks fraud detection

Delegated Authentication

Detokenization

Developer Experience (DX)

Device fingerprinting payment api

Digital Identity Wallet

Digital wallet tokenized credentials

Direct Debit

Dispute

Dispute Automation

Distributed Ledger Payments

Dynamic currency conversion routing

Dynamic data points fraud verification

Dynamic data replacement

Dynamic Risk Management

Dynamic Routing

Embedded

Embedded payments fraud risk

Embedded Wallets

EMV

Encrypted Data Vault

Enterprise fraud detection rfp questions

Enterprise payment gateway orchestration

Enterprise payment infrastructure cost

Entity extraction

Ethoca verifi pre dispute integration

Event-Driven Architecture

Failed Transactions

Flow Engine

Fraud analytics dashboards for enterprises

Fraud data enrichment api

Fraud Detection Engine

Fraud Intelligence

Fraud precision and recall metrics

Fraud prevention

Fraud rate

Fraud reduction

Fraud risk scoring thresholds

Fraud Rule Engine

Fraud Scoring

Frictionless 3d secure checkout flow

Future-proofing

Gateway token

Gateway tokens

gdpr / dsgvo

Generative Commerce

Global Acquiring

Global payment gateway aggregation

Headless commerce payment orchestration

Headless Payments

Hellgate® CPA

High availability

Hybrid fraud insider outsider collusion

Identity Verification

Identity verification api integration

Incident Response

Independent Sales Organization (ISO)

Intelligent payment decline salvage

Intelligent payment failover logic

Intelligent Payment Routing

Interchange++

Interchange Fee

Issuer

KYC (Know Your Customer)

Latency Optimization

Least Cost Routing

Legacy rule engine vs machine learning fraud

Liability shift

Life-cycle management

Link

Load Balancing

Lloss prevention

Mastercard digital enablement service

MDES

Merchant Acquiring

Merchant Advice Code (MAC)

Merchant Category Code (MCC)

Merchant of record vs payment orchestration

Merchant Tokenization

Micro-Kernel

Migrating to payment orchestration

Mitigating false declines in high risk

Mixed Basket Payments

MOTO (Mail Order, Telephone Order)

Multi acquirer routing strategy

Multi-Acquirer Setup

Multi-Acquirer Strategy

Multi-acquirer tokenization

Multi processor payment routing

Multi-Tenant Architecture

Network Certification

Network token

Network token amex

Network token cryptogram

Network Token Management

Network token mastercard

Network token visa

Network Tokenisation

Network tokenization

Network tokenization for recurring payments

Name

Observability in Payments

Open Banking

Open banking payment orchestration

Operational costs

Operational Resilience

Orchestration Layer

Orchestration Rules Engine

Out of scope psd2 transactions

P2P Payments (Peer-to-Peer)

PAN (Primary Account Number)

PAN data

Pay by Link

Payment Aggregation

Payment Analytics

Payment anomaly detection algorithms

Payment API

Payment API Gateway

Payment architecture

Payment Authorization

Payment authorization rate optimization

Payment cascading algorithms

Payment Compliance

Payment Data Tokenization

Payment Decline Recovery

Payment Event Streaming

Payment Failover

Payment Fraud

Payment fraud network graph analysis

Payment gateway

Payment Gateway Abstraction

Payment gateway failover systems

Payment Health Monitoring

Payment Hub

Payment Infrastructure

Payment Initiation Service Provider (PISP)

Payment Intelligence Layer

Payment Latency

Payment Metadata

Payment Method Aggregation

Payment Method Tokenisation

Payment Network Resilience

Payment Observability

Payment operations automation software

Payment orchestration

Payment Orchestration API

Payment orchestration for saas platforms

Payment Orchestration Layer

Payment orchestration pci compliance

Payment Orchestration Platform

Payment orchestration platform providers

Payment orchestration rfp template

Payment orchestration vs single psp

Payment provider redundancy setup

Payment Reconciliation

Payment Reliability

Payment Resilience

Payment Routing

Payment routing api integration

Payment Schema

Payment Service Provider (PSP)

Payment switch vs payment orchestration

Payout

PCI-compliance

pci-dss

PCI DSS Compliance

PCI-DSS Level 1

pci dss v4.0

PCI token

PCI vaulting

PII (Personally Identifiable Information)

Post transaction dispute alerts

Processor API

Provider Lock-in

Psd2 compliance

QSA (qualified security assessor)

Rapid dispute resolution integration

Real-Time Authorization

Real-time decisioning

Real-Time Fraud Detection

Real time fraud risk scoring api

Real-Time Payments

Real time payments fraud prevention

Real-Time Reporting

Real-Time Settlement

Reconciliation

Recurring billing fraud prevention saas

Recurring Payments

Reduce checkout friction fraud

Reduce cross border fx fees orchestration

Reduce false positive declines ecommerce

Reducing payment latency multi gateway

Resilient Payment Architecture

Revenue protection

Risk appetite

Risk-Based Authentication (RBA)

Risk based routing

Risk Orchestration

Risk Scoring Engine

Riskified

Rolling Reserve

Rules-based management

SAQ (self-assessment questionnaire)

SCA (Strong Customer Authentication)

SCA exemptions payment routing

Scalability

Scalable fraud prevention architecture

Scheme tokens

Scope reduction

Secure Remote Commerce (SRC)

Secure storage api

SEPA Payments

Session tracking fraud signals

Settlement API

Settlement Reconciliation

Settlement Visibility

Smart Retry Logic

Smart Routing

Smart routing algorithms payments

Split payment routing architecture

Split Payments

Storable credentials

Stripe token

Strong Customer Authentication

Strong customer authentication psd2

Subscription billing dispute resolution

Supervised vs unsupervised fraud detection

Synthetic identity fraud prevention b2b

TMS

Token Extensions

Token Lifecycle Management

Token service provider

Token Vault

Tokenized Identity

Transaction Intelligence

Transaction Lifecycle

Transaction Monitoring

Transaction Reconciliation API

Transaction Risk Scoring

Transaction Routing Engine

Transactional Data Lake

Transparent risk scoring ai

Trust and safety

Two-Factor Authentication (2FA)

Unified payment data reporting api

Unsupervised machine learning fraud detection

VAU

Vaulting

Velocity checks

Visa account updater

VISA decision manager

Visa token service

VTS

Vulnerability management

Webhook payment status updates

White label payment orchestration

Zero-knowledge architecture

Zero trust payment architecture

See the Hellgate Payments Cloud in action

Let our product specialists guide you through the platform, touch upon all functionalities relevant for your individual use case and answer all your questions directly.

See the Hellgate Payments Cloud in action

Let our product specialists guide you through the platform, touch upon all functionalities relevant for your individual use case and answer all your questions directly.

See the Hellgate Payments Cloud in action

Let our product specialists guide you through the platform, touch upon all functionalities relevant for your individual use case and answer all your questions directly.