Yes. Independent of Hub/Commerce.

Reduce declines, mitigate fraud, and keep subscriptions alive.

Primarily, but can vault other sensitive data (PII, GDPR).

Yes. Migration flows are supported.

Yes, no re-builds needed.

Auth, capture, refund, payout, settlement.

Yes, via Link adapters.

By default, yes, but can also be exposed standalone.

Early-stage; metrics & notifications first, AI later.

Hub events are observable via Pulse.

Yes, via Providers & Link.

Planned via AI-native features.

Flows are rule-based, with AI-native support on the roadmap.

Yes. Hub is PSP-agnostic.

Not directly; such services are integrated via Providers.

Yes. Hub can orchestrate flows for your own payment engine.

SDKs and APIs allow integration in days.

Single merchant, platform, and ecosystem.

Yes. It it is fully PCI compliant via Guardian.

No. Commerce is optional.

Device, geo, velocity, token data – never exposing sensitive details.

Yes, merchants define thresholds and rules in Hub.

Hub consumes the Specter Score and executes real-time policies

Specter can work standalone with basic Hub. Full rule appliance and advanced decisioning require the CPA Hub.

In-car payment technology transforms vehicles into secure payment platforms, allowing drivers to make transactions directly from their vehicles for services like fuel, parking, tolls, and other automotive-related services.

This technology integrates seamlessly with the vehicle's existing systems while maintaining high security standards.

In-car payments are secured through multiple layers of protection, including FIDO authentication, tokenization, and secure element technology.

The system uses advanced encryption and authentication methods to ensure that all transactions are protected, while maintaining compliance with global security standards.

Common use cases for in-car payments include:

Fuel and EV charging payments, Parking fees and tolls, Drive-through services, Vehicle-related subscriptions and Connected car services.

Businesses benefit from in-car payment integration through:

• Increased customer convenience

• Higher transaction completion rates

• New revenue opportunities.

The technology enables seamless payment experiences that can lead to increased customer loyalty and reduced transaction friction.

Implementation typically requires:

• Compatible vehicle infotainment system

• Secure payment processing infrastructure

• Integration with payment networks

• Compliance with automotive industry standards

• Connection to merchant services

Our payment orchestration platform allows charging networks to connect to multiple payment processors through a single integration, simplifying the payment ecosystem and creating redundancy in case of service outages.

This approach offers flexibility in processor selection, optimized costs, and enhanced reliability for EV charging infrastructure.

International EV charging networks face unique challenges with currency conversion, regional regulations, and cross-border payment acceptance.

Hellgate implements industry-leading security protocols and complies with PCI DSS standards to ensure secure transactions, regardless of where the charging session occurs.

Charging networks can address complex payment challenges through our platform:

• Managing multiple payment processors

• Optimizing transaction costs

• Supporting membership models

• Reconciling complex payment flows

• Improving authorization rates

• Implementing unified reporting across regions and business units

Charging station owners using orchestration platforms benefit from:

• Improved operational efficiency

• Reduced transaction costs

• Centralized reporting

• Enhanced customer experiences with flexible payment options

• Recurring billing capabilities

• The ability to scale operations seamlessly as they expand their charging network footprint

Implementation typically requires API integration with your existing charging management system, but minimal technical changes are needed.

Hellgate provides comprehensive documentation, SDKs, and implementation support to ensure a smooth transition to the new payment infrastructure with minimal disruption to your charging operations.

Airline payment orchestration technology transforms your payment infrastructure into a flexible, unified platform, allowing airlines to manage transactions across multiple channels, markets, and payment methods. This technology integrates seamlessly with your existing PSS and reservation systems while maintaining high security standards and optimizing authorization rates.

Cross-border airline payments are secured through multiple layers of protection, including tokenization, 3D Secure authentication, and secure element technology.

Hellgate's system uses advanced encryption and authentication methods to ensure that all transactions are protected, while maintaining compliance with global security standards including PCI DSS and regional regulations.

Common use cases for airline payment orchestration include:

• Direct ticket sales

• Refund processing

• Agency settlements

• Multi-currency transactions

• Corporate travel payments

• Ancillary revenue streams

• Alternative payment methods

• Loyalty program integrations across all booking channels

Airlines benefit from payment orchestration through:

1. Increased authorization rates

2. Lower processing costs

3. New revenue opportunities

The technology enables seamless payment experiences that lead to:

• Higher conversion rates

• Supports dynamic routing for optimal transaction success

• Reduces foreign exchange fees

• Minimizes operational overhead for reconciliation and settlement.

Implementation typically requires integration with your existing PSS/reservation system, connection to your finance and reconciliation systems, and access to your distribution channels.

Hellgate's platform manages integration with payment networks, handles compliance with payment industry standards, and connects to local and global payment methods through a single API.