Most payment platforms lock you into their stack. Hellgate is different. We provide Composable Payment Architecture: the modular, infrastructure-first components you need to take back control.
No vendor lock-in
Instantly PCI DSS compliant
Control your payment flows
Trusted by enterprise clients and partners
You're forced to operate in closed ecosystems, build brittle integrations, and spend engineering resources on maintenance, not innovation.
You're locked in and constrained
Your business is trapped in a single PSP's walled garden, forcing you to use their limited toolset.
Change is too expensive
Want to switch acquirers or add a new fraud service? That requires a costly, six-month re-engineering project that delays innovation.
Your stack is fragmented
Every new payment method or acquirer is another custom, brittle integration that your team has to build and manually maintain.
You're focused on the wrong work.
Your best engineers are consumed by operational complexity, managing compliance and monitoring, instead of building the products that actually drive growth.
The answer isn't another all-in-one platform.
It's a new, open model for payments.
Hellgate® CPA
Commerce
Payment Engine
Hub
Orchestration Fabric
Guardian
PCI Vault & Tokenization
Specter
Fraud Intelligence layer
Link
PSP Abstraction
Pulse
Observability & Metrics
This isn't another black-box SaaS.
It’s a suite of independent, infrastructure-first components, like a programmable flow engine, a PCI-compliant vault, and a fraud layer, designed to plug into your existing stack.
You use only the components you need,
when you need them.
This gives you the control to design the exact payment flows your business requires, free from the limitations of a single provider.
Stop being a tenant in a PSP's platform. CPA is provider-agnostic. You connect to any acquirer or service, A/B test them, and create smart fallback routes. You are in control, not your vendor.
Instead of costly, 6-month re-engineering projects, you can now add a new acquirer or fraud tool in days. Our open, API-first components are built for integration, not interruption.
Our dedicated vaulting component, Guardian, isolates your sensitive data. You instantly reduce your PCI scope, own your customer's payment credentials, and stop being dependent on your acquirer's vault.
CPA frees your engineers from maintaining brittle integrations and managing compliance. They can finally focus on what matters: building products that optimize authorization rates and drive revenue.
Why Composable?
Payments should be like modern cloud infrastructure
Assemble what you need
Expand globally without new licensing projects; drive higher conversions with local rails.
Swap out services easily
Expand globally without new licensing projects; drive higher conversions with local rails.
Scale horizontally
Expand globally without new licensing projects; drive higher conversions with local rails.
Programmable infrastructure that lets businesses grow on their own terms.
Whether that's vaulting, routing, or fraud-prevention. Each component is a powerful, standalone tool. Together, they form a complete, open,
Composable Payment Architecture.
We are the trusted technology and strategy partner for organizations that run the world's most complex payment ecosystems.
Featured partner
Global Intelligence. Composable Architecture.
The Freedom of Choice Meets the World’s Most Comprehensive Network Intelligence.
Featured partner
Composable infrastructure meets global rails.
From DAC enablement to network token service, Hellgate® runs mission-critical Mastercard integrations at enterprise scale.
