ConnexPay Unified Payments

Connected Commerce.
Surgical Control.
One Integration.

Hellgate’s composable orchestration layers meet ConnexPay’s patented "Connected Payments" platform—empowering enterprises to fund supplier payouts directly from real-time customer sales — and to unify acquiring and issuing while maintaining total token sovereignty.

About

ConnexPay is the first payments technology company to bridge the gap between Payments Accepting (Acquiring) and Payments Issuing within a single, unified platform. By connecting these two worlds, ConnexPay allows businesses to use incoming funds in real-time to fund supplier payments, eliminating the need for separate credit lines or waiting for settlement.

210

countries for card issuance

60+

currencies supported

Patented

"connected payments"

722ms

average speed to issue a card

The Challenge

Enterprises managing high-velocity flows—particularly in the Travel and Marketplace sectors—face recurring barriers:

Cash Flow Friction: Settlement delays between customer sales and supplier payouts drain liquidity and slow operations.

Token Fragmentation: Losing control of payment data when moving between acquiring and issuing rails.

Network Token Gaps: Missing out on higher authorization rates and lower interchange fees.

Cost Center Mindset: Viewing payments purely as a transaction fee burden rather than an opportunity for margin.


The Pain Without Us

Wasted Capital: Operating with a cash-flow gap while waiting days for funds to clear.

Legacy Rigidity: Forcing a full "rip-and-replace" just to add basic tokenization or fraud logic

Eroding Margins: Paying high interchange on outbound payments without capturing any of the upside.

The Solution

From Cost Center to Profit Center

Together, we deliver the agility and modularity global enterprises need to transform their payment stack from a necessary expense into a revenue-generating asset:

ConnexPay brings

Unified PayIns & PayOuts: Fund supplier payments directly from real-time customer sales.

Rebate Revenue: Transform settlements into a profit center by earning rebates on virtual card spend.

Global Acquiring: Leading acceptance for cards, ACHlocal bank transfers (SEPA, ACH), and mobile wallets.

No Credit Lines, No Pre-Funding: Customer sales fund supplier payouts directly — freeing working capital and removing dependency on expensive credit facilities.

Hellgate CPA brings

Surgical Tokenization: Inject Network Tokens into your current stack to boost auth rates and lower interchange costs.

Sovereign Vaulting: Own your payment data. Tokenize once, process with your required vendor and profit from seamless migration capabilities.

Fraud Orchestration: Add modular fraud prevention layers to secure your real-time payout flows.

Single integration across PSPs, regions, and services

Built for scale. Designed for controle

Built for scale. Designed for controle

ConnexPay transforms the payment cycle from weeks to minutes. Whether serving millions of users or managing complex B2B payments, ConnexPay delivers the reliability you need.

Hellgate brings orchestration to the next level. With a Composable Payment Architecture (CPA), you can surgically add capabilities—like universal vaulting or network tokenization—directly into your current environment. Move fast and future-proof your infrastructure without vendor lock-in.

Impact for Enterprise Merchants

Impact for Enterprise Merchants

For (Global) Marketplaces

Monetize the Flow: Turn every payout into a revenue event via virtual card rebates while managing complex splits via Hellgate.

Secure Portability: Bridge buyer and seller identities securely using Commerce vaulting.

Instant Payouts: Fund seller payouts instantly via ConnexPay’s real-time fund availability.

For Travel & Leisure (OTA/TMC)

Margin Expansion: Use customer funds immediately to book supplier inventory, capturing rebates that turn settlements into a profit engine.

Interchange Optimization: Reduce processing costs across vendors with Hellgate Guardian network tokens.

Seamless Scalability: Scale into a multi-processor strategy with Hellgate without ever migrating your underlying stack.

Built for scale. Designed for controle

ConnexPay transforms the payment cycle from weeks to minutes. Whether serving millions of users or managing complex B2B payments, ConnexPay delivers the reliability you need.

Hellgate brings orchestration to the next level. With a Composable Payment Architecture (CPA), you can surgically add capabilities—like universal vaulting or network tokenization—directly into your current environment. Move fast and future-proof your infrastructure without vendor lock-in.

Impact for Enterprise Merchants

For (Global) Marketplaces

Monetize the Flow: Turn every payout into a revenue event via virtual card rebates while managing complex splits via Hellgate.

Secure Portability: Bridge buyer and seller identities securely using Commerce vaulting.

Instant Payouts: Fund seller payouts instantly via ConnexPay’s real-time fund availability.

For Travel & Leisure (OTA/TMC)

Margin Expansion: Use customer funds immediately to book supplier inventory, capturing rebates that turn settlements into a profit engine.

Interchange Optimization: Reduce processing costs across vendors with Hellgate Guardian network tokens.

Seamless Scalability: Scale into a multi-processor strategy with Hellgate without ever migrating your underlying stack.

Ready to modernize your payments?

Let's talk about how ConnexPay + Hellgate can future-proof your platform through surgical orchestration.

Ready to modernize your payments?

Let's talk about how ConnexPay + Hellgate can future-proof your platform through surgical orchestration.

Ready to modernize your payments?

Let's talk about how ConnexPay + Hellgate can future-proof your platform through surgical orchestration.