Network Tokenization
Instantly replace static card numbers with dynamic network tokens that automatically renew, reducing declines and fraud while delivering a seamless checkout experience across devices.
Reduces Declines & Checkout Friction
Unlike static PANs (Primary Account Numbers), network tokens can be refreshed automatically when cards are reissued, expire, or are replaced—keeping customer payment details up-to-date and reducing payment failures
Strengthens Fraud Protection
Each token is cryptographically bound to a specific merchant, device, and channel. Even if intercepted, tokens cannot be reused elsewhere—thwarting card-not-present fraud without sacrificing the user experience.
Streamlines Global Acceptance
Tokens are provisioned through card networks (e.g., Visa, Mastercard) and accepted by issuers and acquirers worldwide. This universal reach simplifies expansion into new markets without separately integrating regional token services.
Improves Subscription & Recurring Billing
With network-driven renewal capabilities, tokens persist through account updates—ensuring uninterrupted recurring transactions (subscriptions, memberships, instalment plans) and boosting customer retention within the subscription economy.
Empowers Orchestrated Routing
As the backbone of your orchestration strategy, Network tokens flow through your payment layer just like raw card data, enabling intelligent routing, fallback logic, and multi-acquirer strategies on tokenized transactions. This means you can apply the same performance- and cost-based rules to tokenized payments, optimizing approvals and reducing fees without ever exposing sensitive PANs.
