Yes. Commerce handles EMV 3-D Secure (3DS) authentication for card-not-present transactions, both integrated into a payment and as a standalone authentication service. It supports one-off, recurring, and installment authentication flows, and provides configuration and failure handling so you can meet Strong Customer Authentication (SCA) requirements.

Standalone 3DS lets you authenticate through Hellgate even when you authorize elsewhere – useful in composable setups.

→ Read about 3-D Secure in Commerce