Commerce supports network tokens as an add-on: scheme-issued tokens that replace the raw card PAN. Network tokens improve authorization rates, reduce fraud, and keep subscriptions alive when a customer's card is reissued, because the token is automatically kept up to date by the scheme.

Commerce can request network tokens and payment-data bundles (including cryptograms) for use in your acquirer integration, without exposing sensitive card details.

→ Learn about network tokens