Hub consumes the Specter Score – a real-time risk score assigned to each transaction – and executes configurable policies based on it: allow, block, step up to 3-D Secure, or route differently. Because Specter integrates natively as a CPA component rather than a bolted-on third-party API, its scoring feeds directly into Hub's routing and decisioning with no added latency.

You define the thresholds and rules; Hub enforces them in the payment flow.

→ See Specter + Hub decisioning