In-car payments are protected by multiple layers: FIDO-based authentication, tokenization that keeps raw card data out of the vehicle, and secure element technology. Advanced encryption and authentication protect every transaction while maintaining compliance with global security standards.

With Hellgate, sensitive credentials are vaulted in Guardian's PCI DSS Level 1 environment, so the car and your systems handle only tokens – never the underlying card number.

→ How Guardian secures payment data