Hellgate CPA

What is the difference between composition and aggregation in payments?

Aggregation bundles many functions into one component โ€“ for example, a gateway that ties fraud checks into authorization. It looks simpler at first but creates tight coupling: changing one behaviour means modifying shared logic, and swapping a provider becomes hard.

Composition keeps each capability as an independent service you arrange as needed โ€“ run fraud before auth, or auth before fraud, by configuration. CPA prefers composition because it keeps services testable, replaceable, and free of hidden dependencies.

โ†’ Composition over aggregation, explained

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