Network tokenisation is the process by which a card-network (e.g., Visa, Mastercard) replaces a primary account number (PAN) with a network-token that is tied to a specific card, device or merchant. This enables merchants and orchestration platforms like Hellgate® to support token-lifecycle services, credential updates and secure digital wallet experiences. Network tokenisation reduces fraud risk, simplifies card-on-file management and enhances approval rates by aligning with issuer token services.