Hub consumes the Specter Score and executes real-time policies against it – allow, block, step up to 3-D Secure, or route differently. Because Specter is a native CPA component rather than a third-party API, the score flows straight into Hub's routing and decisioning without added latency.

You define the thresholds and rules once; Hub enforces them consistently across every transaction and every provider.

→ See Specter + Hub decisioning