Specter
Specter
Can Specter work without Guardian?
Yes. Specter and Guardian are independent components of the Hellgate Composable Payment Architecture. Specter provides real-time fraud intelligence and risk scoring. Guardian provides PCI-compliant card vaulting and tokenization. They integrate naturally when both are in use – Specter can read token-level signals from Guardian to improve scoring accuracy – but each can be deployed standalone or alongside your existing payment infrastructure.
Latest News

Compliance
Jun 13, 2026
PCI DSS v4.0 Compliance for Payment Teams: What Changed and How to Reduce Scope

Vaulting
Jun 11, 2026
Credit Card Vault: What It Is, How It Works, and Why Enterprises Need One

Press Release
May 26, 2026