Specter is backend-agnostic. It integrates with external risk engines – such as Visa Decision Manager, Worldpay FraudSight, Ravelin, and Featurespace ARIC Risk Hub – reached through a Link integration. You select the backend, or combination of backends, that fits your transaction profile, geography, and risk appetite.

Specter normalises each backend's output into a single Specter Score, and adding a new backend is configured at the platform level without changing your integration.

→ See all Specter backends