The Specter Score is a single, real-time risk score (0–100) assigned to every transaction. It combines Specter's in-process rules and velocity signals with the normalised output of any external risk backends you've connected, so multiple fraud sources resolve into one consistent number.

Downstream, Hub uses the score to make decisions – approve, block, or step up – giving you a single, tunable control point for fraud across all providers.

→ Learn about the Specter Score